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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Flexible credit

5
Nice and easy credit facilities with a choice of payment options! Reviewed on: 20th April 2026

I like PayPal, it is very useful for purchasing.

5
I like PayPal, it is very useful for purchasing. Reviewed on: 20th April 2026

Simple to use application.

5
Simple to use application. Clearly see what has been spent Reviewed on: 20th April 2026

Lost my PayPal Credit card recently.

5
Lost my PayPal Credit card recently. Although I was cut off my request was completed satisfactory Reviewed on: 20th April 2026

Great service at point of use and afterwards

5
I have had no problems with Paypal in the many years I have used them. Recently I was scammed and sent coounterfiet items. I was able to report to Paypal and receive a refund in a matter of less than an hour, which I have to say I was really surpised about. Reviewed on: 20th April 2026

Convenient and good payment options

5
Convenient and good payment options Reviewed on: 20th April 2026

My paypal experience

5
Never had an issue. Paypal makes it very easy for customers to navigate the app and the options available. It is so simple yet so effective to complete transactions, that makes the prefered choice platform. Reviewed on: 20th April 2026

Easy to use .

5
Easy to use . Disputes settled easily Reviewed on: 20th April 2026

Very good

5
So far is very good great service Reviewed on: 20th April 2026

I love PayPal as it's so easy to use & it's safe way...

5
I love PayPal as it's so easy to use & it's safe way to pay. Reviewed on: 20th April 2026

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