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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 110,220 reviews, last reviewed 19th May 2026
2737850% increase in 5 star reviews
in the past 90 days
8050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I can pay overtime and im allowed to borrow money th... I can pay overtime and im allowed to borrow money through paypal credit Reviewed on: 19th May 2026
Shajna's avatar
Shajna

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026
Stacey M's avatar
Stacey M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (110220)

Easy banking

4
Ive been using paypal for over 10 years and im happy with it. Especialy with pay in 3 and 4, Reviewed on: 6th May 2026
Cyrus Darya's avatar
Cyrus Darya

Great interest free rates good lender fair and doesn...

5
Great interest free rates good lender fair and doesn’t rip you off and love the points scheme to turn points into spends Reviewed on: 6th May 2026
Kelly H's avatar
Kelly H

Excellent

5
My experience with pay pal credit is so much better Reviewed on: 6th May 2026
Gurpreet s's avatar
Gurpreet s

Can you give a 10 star review?

5
Paypal is an excellent service with interest free payments on bigger purchases to instant decisions, cannot rate them high enough. Makes life a little easier. Reviewed on: 6th May 2026
Lesley M's avatar
Lesley M

Fuss Free Way to Pay

5
I have always found PayPal quick and easy to use and very helpful with issues related to retailers and/or payments. The pay in 3 is a real boon making more expensive items easier to buy and PayPal credit it a fuss free way to spread payments. Reviewed on: 6th May 2026
Jean A's avatar
Jean A

Easy to use and app is simple to navigate.

5
Easy to use and app is simple to navigate. Reviewed on: 6th May 2026
Andy's avatar
Andy

Will recommend

4
Very good experience, happy to deal with PayPal Reviewed on: 6th May 2026
Remi's avatar
Remi

Brilliant and easy to use

5
Had PayPal for along along time and PayPal credit since it first came around. My first experience with a credit card and it’s been great and very easy to use Reviewed on: 6th May 2026
Lee M's avatar
Lee M

Love paypal.

5
Love paypal. Its quick easy to use. People i know love it. Reviewed on: 6th May 2026
Sean's avatar
Sean

Easy spending :)

5
I didn’t need to use a large amount of credit on my PayPal account but it made a really easy option when I needed it. I found it really helpful to be notified when I had to pay any outstanding balance also! Reviewed on: 6th May 2026
Bethany G's avatar
Bethany G

Review PayPal: PayPal Credit now

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