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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180847)

Pp review

4
Good service and options. Finite useful for most of my needs Reviewed on: 8th July 2026

I have never had any problems with PayPal credit.

5
I have never had any problems with PayPal credit. The application process is easy. It’s a quick decision and the limit is great. If you use PayPal a lot it’s a good choice. Reviewed on: 8th July 2026

Really good i am very happy this aap

5
Really good i am very happy this aap Reviewed on: 8th July 2026

Easy and reliable

5
I’ve never had an issue with PayPal and I’ve had it for years. I use it to buy things online and even to book holidays. I find it very easy to work. Reviewed on: 8th July 2026

Great for Christmas

5
Used it for many expensive items. Got my son his gaming pc for Christmas spread over 4 years. Wouldn't have been able to without PayPal credit. Reviewed on: 8th July 2026

Peace of mind when using Paypal

5
I know that my pauments are safe when using paypal Reviewed on: 8th July 2026

Very good.

5
Very good.Excellent when dealing with disputes with retailers...PayPal are easy and accessible to deal with. Reviewed on: 8th July 2026

Top experience.

5
Top experience. It helps a lot with purchases online Reviewed on: 8th July 2026

Paypal the way to shop.

5
Paypal credit is great and the interest rates are low which definitely helps. With so many places now taking Paypal it is quick and easy to use. And it helps when people want to pay me. Reviewed on: 8th July 2026

I don’t have any issues when I use PayPal I’m very p...

5
I don’t have any issues when I use PayPal I’m very pleased with their business Reviewed on: 8th July 2026

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