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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180853)

Great for Christmas

5
Used it for many expensive items. Got my son his gaming pc for Christmas spread over 4 years. Wouldn't have been able to without PayPal credit. Reviewed on: 8th July 2026

Peace of mind when using Paypal

5
I know that my pauments are safe when using paypal Reviewed on: 8th July 2026

Very good.

5
Very good.Excellent when dealing with disputes with retailers...PayPal are easy and accessible to deal with. Reviewed on: 8th July 2026

Top experience.

5
Top experience. It helps a lot with purchases online Reviewed on: 8th July 2026

Paypal the way to shop.

5
Paypal credit is great and the interest rates are low which definitely helps. With so many places now taking Paypal it is quick and easy to use. And it helps when people want to pay me. Reviewed on: 8th July 2026

I don’t have any issues when I use PayPal I’m very p...

5
I don’t have any issues when I use PayPal I’m very pleased with their business Reviewed on: 8th July 2026

I always use PayPal for transactions online as well...

5
I always use PayPal for transactions online as well as with my physical card in stores. It is a trusted company and my whole family use them. Reviewed on: 8th July 2026

Now use PayPal for everything easy to use ,brilliant

5
Now use PayPal for everything easy to use ,brilliant Reviewed on: 8th July 2026

My Wallet’s Digital Wingman!

5
Using PayPal Credit has been an absolute breeze—it’s fast, reliable, and keeps my finances running so smoothly that it deserves five stars and a trophy. In fact, I love the service so much that I’m entirely ready to become their official brand ambassador. I think we can all agree that nothing says 'satisfied customer' quite like me holding a giant £1,000 winner's cheque. Do the right thing, judges—let’s make this win-win happen Reviewed on: 8th July 2026

Easy to use

5
Paypal is easy to use and provides you with updates throughout Reviewed on: 8th July 2026

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