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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 110,234 reviews, last reviewed 19th May 2026
2738500% increase in 5 star reviews
in the past 90 days
8050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excelllent and easy to manage as you do not share ba... Excelllent and easy to manage as you do not share bank details Reviewed on: 19th May 2026
Kelli M's avatar
Kelli M

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026
Stacey M's avatar
Stacey M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (110234)

Will recommend

4
Very good experience, happy to deal with PayPal Reviewed on: 6th May 2026
Remi's avatar
Remi

Brilliant and easy to use

5
Had PayPal for along along time and PayPal credit since it first came around. My first experience with a credit card and it’s been great and very easy to use Reviewed on: 6th May 2026
Lee M's avatar
Lee M

Love paypal.

5
Love paypal. Its quick easy to use. People i know love it. Reviewed on: 6th May 2026
Sean's avatar
Sean

Easy spending :)

5
I didn’t need to use a large amount of credit on my PayPal account but it made a really easy option when I needed it. I found it really helpful to be notified when I had to pay any outstanding balance also! Reviewed on: 6th May 2026
Bethany G's avatar
Bethany G

Excellent customer support, Security experts.

5
Excellent customer support, Security experts. Helped my seamlessly with a potential security issue . Reviewed on: 6th May 2026
MBN's avatar
MBN

Easy straightforward to use

5
Easy straightforward… great experience using PayPal , trust this product 100% Reviewed on: 6th May 2026
beverley dawson's avatar
beverley dawson

Reliable for Larger Purchases and Helpful for Budgeting

5
I use PayPal Credit infrequently, mainly for larger purchases, because I know I’m protected against fraud and can spread the cost over four months. It gives me a bit of flexibility while still letting me keep money in the bank earning what little interest is available at the moment. I don’t buy anything unless I can afford it, but having PayPal Credit as an option makes bigger purchases more manageable and gives me extra peace of mind. Reviewed on: 6th May 2026
Chris J's avatar
Chris J

Applied for Amazon credit on a small purchase.

5
Applied for Amazon credit on a small purchase that I didn't fancy paying for all in one go. I chose to split the payments into 4 interest free payments, but I decided to pay it all off on the following payday. The application process was easy and it was approved within 2 minutes. Reviewed on: 6th May 2026
Ben V's avatar
Ben V

Good user interface

4
PayPal is a very user friendly platform that allows you to do anything money related with ease. It has very clear instructions and prompts that help you understand exactly what you are doing and I feel very safe using it. Reviewed on: 6th May 2026
Dylan J's avatar
Dylan J

I like working with PayPal because it is very good a...

5
I like working with PayPal because it is very good and you don't need to rush into paying stuff straight away Reviewed on: 6th May 2026
Agnes Majer's avatar
Agnes Majer

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