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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

would recommend using

It's ok would recommend using. Easy to use Reviewed on: 20th April 2026

Paypal credit

Had PayPal credit for a while it is so easy to use customer service is quick to get through to and very helpful! Credit increases are emailed to me by preference and easy to apply or decline as I’ve chosen optional increases which is great! Quick and easy to use on check out options also and can pay direct debit or pay off each month Reviewed on: 20th April 2026

Great service - really helpful to split finances.

Great service - really helpful to split finances. Reviewed on: 20th April 2026

My go-to payment method for larger purchases;

My go-to payment method for larger purchases; the system is clear, simple to understand and secure. Great communication with timely reminders to keep everything on track. Reviewed on: 20th April 2026

Lovely customer services ...

Good customer services always able to help when I need Reviewed on: 20th April 2026

Fast easy way to pay whilst being secure

Fast easy way to pay whilst being secure Reviewed on: 20th April 2026

Good and trusted to use every time

Good and trusted to use every time Reviewed on: 20th April 2026

I highly value the pay in3 interest free option whi...

I highly value the pay in3 interest free option which has enabled me to purchase items I could not afford to make otherwise. I was subjected to a scam purchase recently and thanks to PayPal resolution service, whose intervention ensured I received a full refund I think PayPal is a friend to the less well off and doesn’t seek to always extract money from customers Reviewed on: 20th April 2026

I am happy with PayPal credit.

I am happy with PayPal credit. It helps a lot. Not high interest rates. Reviewed on: 20th April 2026

Extra layer of security

Paypal has been great to give extra layer of security when buying online. I feel safer shopping with Paypal rather than my own bank cards. Reviewed on: 20th April 2026

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