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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Always close to their clients

Always close to their clients safe payments and cover Reviewed on: 20th April 2026

Very easy to access, custumer service friendly and a...

Very easy to access, custumer service friendly and always ready to help especially during this economy crisis Reviewed on: 20th April 2026

Perfect experince in all transactions

Perfect experince in all transactions Reviewed on: 20th April 2026

Great customer service and features

Great customer service and features Reviewed on: 20th April 2026

Very convenient works well and is safe

Very convenient works well and is safe Reviewed on: 20th April 2026

Peace of Mind

Simple. Fast. Reliable. Peace of mind Reviewed on: 20th April 2026

I trust PayPal.

I trust PayPal. I don’t have a credit card but I know my purchasing rights are protected with PayPal. I love the pay in three and have used the pay in four loan so easy and simple. I feel my money is safe and any issues I’ve even encountered have been dealt with quickly and professionally Reviewed on: 20th April 2026

Excellent app makes dealing with transactions easy.

Excellent app makes dealing with transactions easy. Reviewed on: 20th April 2026

I recently had an experience with PayPal that genuin...

I recently had an experience with PayPal that genuinely stood out as an example of excellent customer service and care. I noticed an unfamiliar transaction on my account late in the evening, which immediately caused concern. After logging in and reviewing the details, I wasn’t able to determine what the charge was for, so I decided to contact PayPal’s support team through their messaging service. To my surprise, I received a response within minutes. The representative was calm, polite, and clearly understood the urgency of the situation. They reassured me right away that my concern was valid and that they would help resolve it as quickly as possible. Rather than giving generic responses, they carefully reviewed my account activity and explained what they were seeing in clear, simple terms. When it became apparent that the transaction was indeed unauthorized, the representative guided me step-by-step through securing my account. They helped me change my password, enabled additional security features, and ensured there were no further suspicious activities. At the same time, they initiated a dispute on my behalf and explained exactly what would happen next, including realistic timelines. What impressed me most was the level of empathy and patience they showed throughout the conversation. They regularly checked in to make sure I understood everything and asked if I had any further concerns. I never felt rushed or dismissed, even though it was likely a busy time. Within a few days, I received confirmation that the issue had been resolved in my favor and the funds were returned. The entire process was smooth, transparent, and handled with professionalism. This experience left me feeling confident and reassured in using PayPal. It demonstrated not only efficiency but also genuine care for customers, which is something that truly sets great service apart. Reviewed on: 20th April 2026

Ive always used PayPal for a secured payment method...

Ive always used PayPal for a secured payment method across multiple platforms, ive started using PayPal credit which has been very helpful to buold up credit Reviewed on: 20th April 2026

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