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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Always happy using paypal, easy, safe and reliable.

5
Always happy using paypal, easy, safe and reliable. Reviewed on: 20th April 2026

Everything is upfront, no hidden agenda just a fanta...

5
Everything is upfront, no hidden agenda just a fantastic app that suits everyone’s needs. If you do have a query/worry it will be resolved the same day. Love PayPal. Reviewed on: 20th April 2026

I love shopping with PayPal.

5
I love shopping with PayPal. As well as being an excellent way to keep you secure, it also gives you the option to spread your payments over 3 to help with budgeting. Excellent Reviewed on: 20th April 2026

Great service!

5
Great service! Highly recommended! Reviewed on: 20th April 2026

Best payment platform I ever used

5
I have been using PayPal for more than 10 years now, they are the best for payment protection when using PayPal service for purchases especially out of UK/ as is more risky. Reviewed on: 20th April 2026

easy to use, a bit thin on practical details, which...

4
easy to use, a bit thin on practical details, which seem to come after competion of agreement. Reviewed on: 20th April 2026

It's super easy to use PayPal, I recommend it

5
It's super easy to use PayPal, I recommend it Reviewed on: 20th April 2026

Easy to use can’t fault the service from PayPal

5
Easy to use can’t fault the service from PayPal Reviewed on: 20th April 2026

Easy to use, regular updates on payments and plans.

5
Easy to use, regular updates on payments and plans. Reviewed on: 20th April 2026

It has been easy to use and kept me informed through...

5
It has been easy to use and kept me informed throughout Reviewed on: 20th April 2026

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