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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Just great pay things with out using you debit card...

Just great pay things with out using you debit card plus you get rewards as well Reviewed on: 20th April 2026

Reduced my credit limit for what I think was not fai...

Reduced my credit limit for what I think was not fair as I need made a late payment, also was no help when I was scammed on a purchase Reviewed on: 20th April 2026

Help me a lot to buy in 3 payments

Help me a lot to buy in 3 payments Reviewed on: 20th April 2026

Very good customer service in all trading aspects

Very good customer service in all trading aspects Reviewed on: 20th April 2026

I’m an original customer from 2003 and never been fa...

I’m an original customer from 2003 and never been failed :) It’s not cost too protect my purchases and it’s a sensible credit limit i’ve enjoyed interest free Reviewed on: 20th April 2026

PayPal Credit is convenient for spreading payments,...

PayPal Credit is convenient for spreading payments, especially for larger purchases Reviewed on: 20th April 2026

Great Service

It has been a great experience so far and would highly recommend it. Makes payments very easy. Reviewed on: 20th April 2026

Professional service, very fast and helpful, and sec...

Professional service, very fast and helpful, and secure. Reviewed on: 20th April 2026

Very easy to arrange and easy to track balance and p...

Very easy to arrange and easy to track balance and payments. Reviewed on: 20th April 2026

It's always good, but the verification process when...

It's always good, but the verification process when you receive or make a transfer should be a little faster. Reviewed on: 20th April 2026

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