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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Good service - Numan

4
Good experience so far. No issues as such Reviewed on: 20th April 2026

Swift and reliable service.

5
Swift and reliable service. Sercurity is alsotop notch Reviewed on: 20th April 2026

I've been using Paypal and Paypal Credit for years now.

5
I've been using Paypal and Paypal Credit for years now. Their customer service has always been super helpful and reliable, really happy using them! Reviewed on: 20th April 2026

I've used PayPal for years now ...

5
I've used PayPal for years now and wouldn't be able to afford half the things I own thanks to PayPal credit. And the pay in three option is a life saver i use it all the time. Great feature Reviewed on: 20th April 2026

Alway clear payment due date app so easy to use...

5
Alway clear payment due date app so easy to use Reviewed on: 20th April 2026

Easy transactions.

5
Easy transactions.Simple to use. Reviewed on: 20th April 2026

Your platform is easy to understand and any problems...

5
Your platform is easy to understand and any problems with purchases is dealt with. I’m happy with your service. Reviewed on: 20th April 2026

Ease of use

5
Comes in handy for those urgently required items Reviewed on: 20th April 2026

Seamless setup, delivery & support

5
Seamless setup, delivery & support Reviewed on: 20th April 2026

Easy set up and repayments

5
Offered credit when I needed it most. Really easy to set up and very friendly customer service. I was lucky enough to have 0% interest for the year which helped massively in repaying the credit loan. Would highly recommend as a short term helping hand. Reviewed on: 20th April 2026

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