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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

PayPal is great for peace of mind purchasing

5
I like to use PayPal for its security and payment options. The site is easy to use and very informative without being hard to understand Reviewed on: 20th April 2026

Used PayPal for years.

5
Used PayPal for years.Always keep you informed. Straight forward help available if needed. Reviewed on: 20th April 2026

Easy and convenient to use.

5
Easy and convenient to use. Easy to make payments. Reviewed on: 20th April 2026

I am using PayPal several years and never a problem

5
I am using PayPal several years and never a problem Reviewed on: 20th April 2026

Very professional and quick and used by a lot of ven...

5
Very professional and quick and used by a lot of vendors Reviewed on: 20th April 2026

Used PayPal for years and years and years and wouldn...

5
Used PayPal for years and years and years and wouldn't trust anything else as much as I trust them with my financial transactions Reviewed on: 20th April 2026

Little to no issues and when there have been situati...

5
Little to no issues and when there have been situations arise, customer service team are happy to help and quick to resolve Reviewed on: 20th April 2026

Often I have been stuck in a position where I didn't...

5
Often I have been stuck in a position where I didn't have the money at that moment and my son needed new uniform for school or I needed to get some food shopping with PayPal credit it has help me in a tricky situation that allows me to get what I needed and then pay back later. Having this option has helped greatly. Reviewed on: 20th April 2026

Lovevthem all I'm able to buy things and pay off wit...

5
Lovevthem all I'm able to buy things and pay off with affordable monthly money or whenever I can pay abit more to bring paying off nearer Reviewed on: 20th April 2026

It is very easy and convenient to use PayPal.

5
It is very easy and convenient to use PayPal. Reviewed on: 20th April 2026

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