Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

I’ve used paypal for many years and always had a goo...

I’ve used paypal for many years and always had a good experience Reviewed on: 20th April 2026

The best retailer financial services.

The best retailer financial services. Excellent!! Reviewed on: 20th April 2026

Had really quick response to a query i had.

Had really quick response to a query i had. Really helpful staff when i called customer services. Reviewed on: 20th April 2026

When I have spoke to paypal everyone is extremely he...

When I have spoke to paypal everyone is extremely helpful Reviewed on: 20th April 2026

Very easy to use.

Very easy to use. Great customer service. Stress free which is important. Reviewed on: 20th April 2026

Used PayPal for years always reliable

Used PayPal for years always reliable Reviewed on: 20th April 2026

Perfect services and good paying service

Perfect services and good paying service Reviewed on: 20th April 2026

PayPal experience

Pay pal is fast and efficient and fun be used to pay on most of the websites I use with the exception of Amazon. Interest rates on credit is too high. However pay in 3 is fabulous. The fact you can pay over 4 months for items interest free is a great help for larger purchases. Reviewed on: 20th April 2026

Generally a positive experience but PayPal Credit ne...

Generally a positive experience but PayPal Credit needs to process payments more quickly and reflect such payments on its app with more immediacy; I sustained a late payment charge (which was refunded when I got in touch and explained the situation) because my direct debit was not processed despite the app indicating that payment was taken. Reviewed on: 20th April 2026

PayPal remains covering what we spend

PayPal remains covering what we spend Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub