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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

The fastest and safest way to buy online

I always use PayPal to buy items online because it’s the safest way. Reviewed on: 20th April 2026

I made transactions it was very easy and Excellent a...

I made transactions it was very easy and Excellent and very good service Reviewed on: 20th April 2026

I’m ok with Paypal, no complaints.

I’m ok with Paypal, no complaints. Reviewed on: 20th April 2026

Reliable and convenient

It's very reliable and convenient, especially for online shopping and global transactions. However, it can become costly for frequent business use or currency exchange. Reviewed on: 20th April 2026

Great never had any issues simple and safe to use...

Great never had any issues simple and safe to use Reviewed on: 20th April 2026

Premium service and always available to you whenever...

Premium service and always available to you whenever you want wherever you are Reviewed on: 20th April 2026

Great customer service and great rates

Good...always dependable and the app works for you Reviewed on: 20th April 2026

Easy to use, and helpful to spread costs

Easy to use, and helpful to spread costs Reviewed on: 20th April 2026

Attractive Reward Program

My experience has been good so far, I like the flexibility of the credit payments but I think that PayPal should invest in a more attractive reward program. Reviewed on: 20th April 2026

Great way to pay and now with pay in 3 even better.

Great way to pay and now with pay in 3 even better. Reviewed on: 20th April 2026

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