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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

always feels secur.e when shopping online

5
Secure online shopping experience always feels secure when shopping online with PayPal Reviewed on: 20th April 2026

Easy to talk to.

5
Easy to talk to. Customer service is excellent. Reviewed on: 20th April 2026

Very for money

5
Very good and helpful and good with recommending friends and then no percent finance Reviewed on: 20th April 2026

Easy to use, great having the option to use as payme...

5
Easy to use, great having the option to use as payment via my mobile and online for things like flights/holidays! Reviewed on: 20th April 2026

PayPal are my go to for checking out.

5
PayPal are my go to for checking out. Seamless customer service whenever I have ever encountered any issues. PayPal credit allows me to spread the cost of my larger purchases easily, it’s hassle free. Customer service is second to none. Reviewed on: 20th April 2026

Great service and easy to work with.

5
Great service and easy to work with. Reviewed on: 20th April 2026

I love too use my PayPal account it’s so easy to use...

5
I love too use my PayPal account it’s so easy to use and I like the option 0% payment option Reviewed on: 20th April 2026

Good options for O% over 3 payments.

5
Good options for O% over 3 payments. I use this all the time. Reviewed on: 20th April 2026

Shop with peace of mind.

5
Shop with peace of mind. Issues are always dealt with in a timely manner with the great professionalism from the customer service representatives Reviewed on: 20th April 2026

Always money back guarantee.

5
Always money back guarantee. Resolve problems every time even when been scammed. Brilliant Reviewed on: 20th April 2026

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