Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

Consistent

Writing My experience with PayPal has been consistently excellent. From the very beginning, I found the platform incredibly easy to use, with a clean interface that makes sending and receiving money straightforward and stress-free. Transactions are processed quickly, and I appreciate the strong sense of security the service provides, which gives me confidence when making payments online. One of the standout features for me is the convenience. Whether I’m shopping online, splitting costs with friends, or handling international payments, everything is seamless and efficient. The ability to link multiple bank accounts and cards in one place saves time and simplifies managing finances. Customer support has also been reliable whenever I’ve needed assistance. Issues are handled promptly, and the help resources are clear and useful. Overall, PayPal has proven to be a dependable and user-friendly payment solution that I trust and would gladly recommend to others. Reviewed on: 20th April 2026

PayPal credit is the best option

PayPal credit is the best option if you are looking for credit cards Reviewed on: 20th April 2026

Always helpful staff, Always!

Always helpful staff, always! Every single time I’ve called my problem has been resolved which is credit to the customer service of PayPal staff Reviewed on: 20th April 2026

Just safest way to buy

Just very easy transactions and makes you feel very secure . Reviewed on: 20th April 2026

Paypal is excellent

Paypal is a great service and easy to use! Never had an issue when it comes to customer service. Reviewed on: 20th April 2026

I am very happy that i can use my money...

I am very happy that i can use my money without fees Reviewed on: 20th April 2026

I really hate owning money!

I really hate owning money!!? But sometimes we need too!? Paypal make it easy to pay, & dont nag!! Reviewed on: 20th April 2026

World Class Service

The process has alway been smooth once an issue arised and there dealing was faultless and stress free Reviewed on: 20th April 2026

I love PayPal,always on my side.

I love PayPal,always on my side. Reviewed on: 20th April 2026

Very good start, until now the best way to shopping...

Very good start, until now the best way to shopping around. Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub