Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

Financial Stress Relief

In times like these it's hard to pay for some more costly items, so the 12mths interest free comes in handy and relieve the financial stress a bit. Plus the PayPal app helps to keep track of your spending. Reviewed on: 20th April 2026

I've been a PayPal customer for quite a few years.

I've been a PayPal customer for quite a few years. They provide a very convenient way to pay, and I have a lot of confidence in the security of their systems. Reviewed on: 20th April 2026

Customer service not always great

Poor at sorting out issues. Couldn't give a refund despite not getting what I paid for Reviewed on: 20th April 2026

Very easy to use and very convenient for managing 0%...

Very easy to use and very convenient for managing 0% purchases. Reviewed on: 20th April 2026

Convenience: "The 'One ' checkout makes mobile...

Convenience: "The 'One Touch' checkout makes mobile shopping incredibly fast. I also love the 'Pay in 4' option, which helps me manage bigger purchases without interest." Reviewed on: 20th April 2026

Quality customer service

My experience as a customer, they’ve been excellent and professional and understanding each time I’ve had a query or issue. They’ve felt with it promptly. The only issue i have found is the payment date, it doesn’t come out on the day, it takes up to several days. Which on two occasions result in the system not taking my money, due to being on the weekend, that caused delays but these issue were resolved with kindness and understanding. Reviewed on: 20th April 2026

Fantastic company never had any problems and always...

Fantastic company never had any problems and always great customer service. Reviewed on: 20th April 2026

I have used it for over a decade and it's a great an...

I have used it for over a decade and it's a great and safe option for big and small purchases. Whenever I have contacted them regarding an issue, it has been dealt with promptly. Reviewed on: 20th April 2026

PayPal is so easy and convenient to use

PayPal is so easy and convenient to use Reviewed on: 20th April 2026

Total satisfaction from Paypal

PayPal has been incredibly useful & safe for paying bills and transferring money between accounts for grandchildren & friends. Total satisfaction. Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub