Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

Always easy to use and everything is clear when comp...

Always easy to use and everything is clear when completing steps Reviewed on: 20th April 2026

Easy to use, immediate updates on statements & payme...

Easy to use, immediate updates on statements & payments Reviewed on: 20th April 2026

Great service and does exactly what I need

Great service and does exactly what I need Reviewed on: 20th April 2026

Great Flexibility That Makes Life Easier

It has been helpful in many ways, as it provides the flexibility to choose from various payment options without compromising other priorities. Reviewed on: 20th April 2026

Very straight forward and effective service that is...

Very straight forward and effective service that is fit for purpose Reviewed on: 20th April 2026

I will like to tell me people create a paper...

I will like to tell me people create a paper account Reviewed on: 20th April 2026

I’ve had a really good experience using PayPal Credit.

I’ve had a really good experience using PayPal Credit. It’s incredibly convenient, especially when shopping online, as it integrates seamlessly with my PayPal account—no need to keep entering card details. The flexibility it offers is a big plus. Being able to spread the cost of purchases and take advantage of interest-free periods has made managing my finances much easier. The “Pay in 4” option is particularly useful for larger purchases. Everything is clearly laid out in the app, so it’s easy to track payments and stay in control. I’ve also found it reliable, with no issues when making transactions. Overall, I’d definitely recommend it to anyone looking for a simple and flexible way to manage payments online. Reviewed on: 20th April 2026

Easy to use.

Easy to use..very good..love it 100% Reviewed on: 20th April 2026

Would recommend PayPal credit

Lots of places except Paypal credit it's an easy simple way to get things if you can't afford it and pay back in nice monthly payments Reviewed on: 20th April 2026

PayPal Easy Moves

I love PayPal, it makes difficult payments easy. Everything is so fast. Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub