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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Perfect service, extra mile experience

Perfect service, extra mile experience Reviewed on: 20th April 2026

Easy and convenient payment option

I’ve had a good experience using PayPal Credit. The application process was quick, and it’s very convenient for spreading the cost of purchases. Payments are easy to manage, and I like the flexibility it offers. Reviewed on: 20th April 2026

Easy and convieniant

I really like hoq easy and simple it is and that i can gain points from spending Reviewed on: 20th April 2026

Great! very helpful

Had been very helpful for starting up my small businesss Reviewed on: 20th April 2026

Great helpers and amazing customer experience

Great helpers and amazing customer experience Reviewed on: 20th April 2026

Brilliant easy and amazing.

Brilliant easy and amazing. Easy to use and easy to make payments back also Reviewed on: 20th April 2026

Friendly, helpful and professional.

I have very long time with PayPal ,because they have friendly , helpful and professional staff. They helped me when ever I needed. Reviewed on: 20th April 2026

Is very easy to use and not hidding fees

Is very easy to use and not hidding fees Reviewed on: 20th April 2026

Very flexible and easy to use, allows you to extend...

Very flexible and easy to use, allows you to extend payment terms with ease, I love this product. Reviewed on: 20th April 2026

Always found paypal credit easy to use , great produ...

Always found paypal credit easy to use , great product and would recommend to everyone. Reviewed on: 20th April 2026

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