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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Always very clearly set out and easy to manage, I al...

5
Always very clearly set out and easy to manage, I always use PayPal for everything, I even have shares in PayPal., and more importantly I feel safe and protected using PayPal. Reviewed on: 20th April 2026

Always helpful whenever you need them

5
Always helpful whenever you need them Reviewed on: 20th April 2026

Easiest way to pay for anything

5
Always easy to use and you get four months to pay off without incurring any charges Reviewed on: 20th April 2026

No issue using PayPal at all.

5
No issue using PayPal at all. Great customer service. A trusted way to pay. Thanks Reviewed on: 20th April 2026

Excellent service and good customer service

5
PayPal has worked seamlessly for making payments and transactions and I would definitely recommend this. Reviewed on: 20th April 2026

Ussed for a while.

5
Ussed for a while. Good to take items and share payments. Reviewed on: 20th April 2026

easy and straught forward

5
Always easy and straught forward Reviewed on: 20th April 2026

Always feel safe to purchase anything online through...

5
Always feel safe to purchase anything online through PayPal. Reviewed on: 20th April 2026

Very consistent.

5
Very consistent. No problems with transactions. Reviewed on: 20th April 2026

Excellent purchase option

5
Very easy to keep track on balance Reviewed on: 20th April 2026

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