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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Never had a problem feel secure paying this way

5
Never had a problem feel secure paying this way Reviewed on: 20th April 2026

PayPal is so conviient and easy to make payments and...

5
PayPal is so conviient and easy to make payments and manage transactions Reviewed on: 20th April 2026

It experiences is easy and reliable

5
It experiences is easy and reliable Reviewed on: 20th April 2026

Safe, secure & easy to use!

5
Easy to set up & use. Great options for repaying. Feel much safer using PayPal to shop online. Also if any problems with purchases, PayPal are there to help & sort things out very quickly. I am a real fan of PayPal & have recommended it to many friends & family members. Reviewed on: 20th April 2026

Easy to use and widely available

5
Easy to use and widely available Reviewed on: 20th April 2026

Satisfactory

4
Satisfactory, with good service. Reviewed on: 20th April 2026

Brilliant customer service and just a great app and...

5
Brilliant customer service and just a great app and highly recommend to friends and family Reviewed on: 20th April 2026

Get it when you want it with PayPal

5
I think PayPal should make sure that money is taken from direct debit accounts on the same day that they say the payment is due. I recently had a big problem when a payment was taken from my account several days after it was supposed to be due. I think it would save PayPal a lot of they implemented same day due with actually taking the payment. For everything else, PayPal has been excellent. You can get it when you want it with PayPal. Reviewed on: 20th April 2026

Contact PP all sorted

5
Buying in foreign currency isn't an issue with PP. If you have a problem with a supplier or retailer contact PP all sorted. Options to pay with PP is a great way to spread the cost with no extra charges. Reviewed on: 20th April 2026

Always get great service when I use PayPal

5
Always get great service when I use PayPal Reviewed on: 20th April 2026

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