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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

I find getting answers to question difficult

I find getting answers to question difficult Reviewed on: 20th April 2026

Great service and protection.

Great service and protection. Always used PayPal and have had very positive experiences overall. Clear fees, clear expectations. Thank you. Reviewed on: 20th April 2026

Never had a problem with PayPal itself have had a pr...

Never had a problem with PayPal itself have had a problem with a seller and PayPal sorted it out and got money back Reviewed on: 20th April 2026

PayPal is very easy way to pay and I enjoy using it.

PayPal is very easy way to pay and I enjoy using it. Reviewed on: 20th April 2026

Always easy to use fast and effective.

Always easy to use fast and effective. What more does anyone need.Its always my go to for spending money o line. So easy. Always recommend to friends and family. PayPal are number 1 in my eyes for safe fast online payments Reviewed on: 20th April 2026

Easy to use and better rhan a normal credit card I'v...

Easy to use and better rhan a normal credit card I've used, customer service is very responsive Reviewed on: 20th April 2026

I recommend the service

I always have support if needed. It makes my online shopping comfortable. Reviewed on: 20th April 2026

Widely recognised and trustworthy

It’s a brand and service I trust. And is my preferred online payment option. Very swift and user friendly. Although I haven’t had to use customer service support recently, I recall being totally satisfied when requesting support in the past. Particularly happy with the Pay in 3 option which helps me sensibly spread the impact of larger payments. Reviewed on: 20th April 2026

I have always found PayPal a very efficient way to s...

I have always found PayPal a very efficient way to send money to my daughter in the USA. Reviewed on: 20th April 2026

Always very easy to deal with

Always very easy to deal with. I can always find the solution Reviewed on: 20th April 2026

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