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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Simple to use, clear rates & offers

Simple to use, clear rates & offers Reviewed on: 20th April 2026

Used PayPal Credit frequently to pay for purchases o...

Used PayPal Credit frequently to pay for purchases over 4 months interest free. Works perfectly, very happy. Reviewed on: 20th April 2026

Paypal is a bunch of varieties

Amazing experience i had. I purchased so many things and got excellent support from paypal always top notch … also it helps tracking my parcels… so im getting multiple benefits from paypal…. Reviewed on: 20th April 2026

User friendly

I have personally been using this service for many years and have never had any problems. Reviewed on: 20th April 2026

The money I owed on My PayPal credit was not coming...

The money I owed on My PayPal credit was not coming down so I rang to understand why and a lovely lady explained to me it is because I have been making only minimal payments and advised me to up the payments I make and I will see substantial difference in a few months. I did that and thankfully it has been coming down ever since Reviewed on: 20th April 2026

I love paypal.

I love paypal. I enjoy using it on a daily bases Reviewed on: 20th April 2026

Paypal credit is unparalleled!

Paypal has been a great solution to my situation. I was looking for a credit card with a difference, their 4 months interest free, great customer service and fantastic user friendly app really made the difference for me! Reviewed on: 20th April 2026

Pay and I have built a good relationship for over 10...

Pay and I have built a good relationship for over 10 years and I can say as long I remain disciplined with my finances PayPal remains a good friend. Paypal offer a good deal for short term credit that is very handy as well as with the transfers abroad for friends and relatives, although not competitive exchange still reliable. Reviewed on: 20th April 2026

Easy to use inc app, payments are easy to manage and...

Easy to use inc app, payments are easy to manage and purchases are easy with one click making the experience safe and stressfree. Reviewed on: 20th April 2026

Excellent service provided by PayPal

PayPal are easy to contact and help provide guidance on issues being experienced with my account. They are professional and friendly, PayPal I feel is a safe option to use when making purchases online as they support buyers with an issues faced. Reviewed on: 20th April 2026

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