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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Great service, i would recommend for Everyone

Great service, i would recommend for Everyone Reviewed on: 20th April 2026

Easy refund experience

I had to get a refund from a company i bought from. I told PayPal and they took care of everything and got my money back. Thank you! Reviewed on: 20th April 2026

I have used PayPal for most of my life now.

I have used PayPal for most of my life now. Since being a teenager to now a mother, it has protected my purchases and given me peace of mind when shopping online. Reviewed on: 20th April 2026

Easy and efficient!

Easy and efficient and great customer service Reviewed on: 20th April 2026

Rarely use

None. Haven’t used it in ages. Not many reasons to these days Reviewed on: 20th April 2026

Never had any issues at all with PayPal

Never had any issues at all with PayPal Reviewed on: 20th April 2026

Easy, affordable and safe

Easy to apply, safe credit limits and great customer service if needed at any point Reviewed on: 20th April 2026

Good experience easy to use and very up to date...

Good experience easy to use and very up to date Reviewed on: 20th April 2026

So easy to use and great communication

So easy to use and great communication Reviewed on: 20th April 2026

I have been a customer of PayPal for many years and...

I have been a customer of PayPal for many years and have found the service extremely useful and secure. PayPal credit has allowed me to purchase expensive items I need today and has manageable monthly payments that fit my budget. Reviewed on: 20th April 2026

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