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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

PayPal Review

Very quick and easy to use for buying goods and services and having many options to pay back with plenty of help Reviewed on: 20th April 2026

Excellent very good service with no problems

Excellent very good service with no problems Reviewed on: 20th April 2026

Great service, protection and really deals

Great service, protection and really good interest free promotions. It's a joy using PayPal credit. Reviewed on: 20th April 2026

Peace of mind.

I find it no bother at all and you have added security benefits on your purchases. Reviewed on: 20th April 2026

Always there when you need them.

Always there when you need them. Reviewed on: 20th April 2026

Easy to use and great rates of interest.

Easy to use and great rates of interest. Reviewed on: 20th April 2026

Safety for online payments

What I appreciate most is the safety PayPal provides Reviewed on: 20th April 2026

Great app, lots of features, really happy using PayP...

Great app, lots of features, really happy using PayPal for transactions and transferring money between friends Reviewed on: 20th April 2026

Great Service, easy to use

I always find Paypal credit so easy to use, the payments come out monthly so there are no late charges and I always get 4 months 0% interest deals which really helps Reviewed on: 20th April 2026

PayPal Credit, the simple solution!

I have found PayPal an excellent resource for making my money go further. It’s so simple to use and repay, often allowing me to get the larger items I need without delay. I find repayments perfectly match my income. Reviewed on: 20th April 2026

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