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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Easy to use, clear and precise information

Easy to use, clear and precise information Reviewed on: 20th April 2026

Easy to use, love the pay in 3 and 0% credit facilit...

Easy to use, love the pay in 3 and 0% credit facilities Reviewed on: 20th April 2026

Shopping with Pay Pal.

I always use Pay Pal to do my shopping and I have never been dissatisfied. Reviewed on: 20th April 2026

Reliable, Flexible, and Easy to Use

I’ve had a great experience using PayPal Credit. It’s incredibly convenient for managing purchases, especially when you need a bit of flexibility with payments. The application process was straightforward, and once approved, everything was easy to access and understand. What I really appreciate is the clear payment options and the ability to spread costs without hassle. It gives peace of mind when making larger purchases, and the integration with PayPal makes it seamless to use. Overall, PayPal Credit has been a reliable and user-friendly financial tool. I’d definitely recommend it to anyone looking for a simple and flexible way to manage their spending. Reviewed on: 20th April 2026

Easy payments and spreading costs

Easy payments and spreading costs Reviewed on: 20th April 2026

Wow, it is a great experience so far.

Wow, it is a great experience so far. Fast and excellent in payment, secure and reliable. Reviewed on: 20th April 2026

Easy and simple to use.

Easy and simple to use. Been using it for years without any issues. Reviewed on: 20th April 2026

Easy to use

Easy to use . I like the interest free payments that I can use , which help me budget my monthly income . The introduction of a virtual card also makes paying easier now . I would recommend PayPal to family and friends, for an easy method of payment that helps you budget better ! Reviewed on: 20th April 2026

Good service overall, despite resolution cam be impr...

Good service overall, despite resolution cam be improved on by putting the customer first not the merchant Reviewed on: 20th April 2026

Great with helping with issues with sellers

Great with helping with issues with sellers Reviewed on: 20th April 2026

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