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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

I feel very safe making secure payments through PayPal.

5
I feel very safe making secure payments through PayPal. They operate open and honestly. No hidden fees. Reviewed on: 20th April 2026

My go to payment provider.

5
My go to payment provider. Easy to use and efficient payments Reviewed on: 20th April 2026

PayPal has good correspondence and an easy app to na...

5
PayPal has good correspondence and an easy app to navigate. Reviewed on: 20th April 2026

Great product.

5
Great product. Lets you take advantage of great prices at a time you maybe low on finances. It gives you time to pay back without generating interest. Reviewed on: 20th April 2026

Very great at responding to issues and gives rest of...

5
Very great at responding to issues and gives rest of mind in the payback Reviewed on: 20th April 2026

Such a safe and productive way to spend money

5
Such a safe and productive way to spend money Reviewed on: 20th April 2026

Easy / flexible , excellent app easy to use and navi...

5
Easy / flexible , excellent app easy to use and navigate and pay options keep in check of outgoing Reviewed on: 20th April 2026

Long time paypal user.

5
Ive used PayPal for years using credit, pay in 3 and 0% options. Never had any issues and account security is excellent. Reviewed on: 20th April 2026

Making day to day life easier and more manageable.

5
Making day to day life easier and more manageable. Reviewed on: 20th April 2026

I’ve had PayPal for years my experience with them ha...

5
I’ve had PayPal for years my experience with them has been good never had a problem always straight forward! Reviewed on: 20th April 2026

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