Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Excelent to chop online.

5
Excelent to chop online. If you have a problem PayPal is there to help Reviewed on: 20th April 2026

absolutely brilliant, easy helpful, appreciate it

5
absolutely brilliant, easy helpful, appreciate it Reviewed on: 20th April 2026

I use PayPal for all of my online orders when possib...

5
I use PayPal for all of my online orders when possible and I also use my PayPal credit card occasionally for in store purchases now too, I feel safer and more secure and it’s extremely straightforward and easy to use. Reviewed on: 20th April 2026

Excellent app.

5
Excellent app. I use it all the time. Thank you Reviewed on: 20th April 2026

When I contacted Customer Services, they advised...

4
When I contacted Customer Services, they advised me to refer to the links Reviewed on: 20th April 2026

PayPal is my go to paying app.

5
PayPal is my go to paying app for any online purchases. Reviewed on: 20th April 2026

I use PayPal as a safe way to buy

5
I use PayPal as a safe way to buy goods then when my items arrive I pay for my credit that way if i don't receive it then PayPal can fight my corner instead of me trying to get my money back and I get points for using it so I get a bonus buy too xx Reviewed on: 20th April 2026

Good excellent

5
Good excellent excellent excellent Reviewed on: 20th April 2026

Very happy with everything in progress

5
Very happy with everything in progress Reviewed on: 20th April 2026

PayPal Credit Enabled My Music Project

5
Was the only vendor willing to give me a line of credit that helped get my music project off the ground. Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101291 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products