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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Easy app great service

Easy app. Good communication and overall service. Reviewed on: 20th April 2026

Great job!

Great job! My bank credit is all set and ready for you. Reviewed on: 20th April 2026

Easy, and quick use of app.

Easy, and quick use of app. Fast payment and refund system Excellent customer service too. Reviewed on: 20th April 2026

Good for buyer protection and the app is easy to use.

Good for buyer protection and the app is easy to use. If I have the option I will use PayPal credit for purchases to spread the cost Reviewed on: 20th April 2026

Very good services all round.

PayPal is the best financial organisation I have encountered so far. I use the 0% credit for 4 months for all my big purchases and it has helped me manage my credit very well. I always recommend it to my friends and family. Reviewed on: 20th April 2026

Great, quick and easy to use.

Great, quick and easy to use. Can be used for a variety of payments with clear and fair terms. I like how it can also be linked to various apps. Simple to make payments as well, via a variety of methods. Regular updates sent as well to make it clear where you stand with what you owe and the repayments you need to make. Reviewed on: 20th April 2026

Always there when you need it.

Always there when you need it. Easy to use and clear to see what’s owed. Reviewed on: 20th April 2026

Easy to use

I’ve been using PayPal for several years and I’m satisfied. It’s simple, secure, and makes payments quick and convenient. Reviewed on: 20th April 2026

Always there when I needed them with a problem.

Always there when I needed them with a problem. Reviewed on: 20th April 2026

I have had a very good experience

I have had a very good experience in all my dealings with PayPal Reviewed on: 20th April 2026

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