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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

I have had a very good experience

I have had a very good experience in all my dealings with PayPal Reviewed on: 20th April 2026

Always positive, I get help with all my enquiries, v...

Always positive, I get help with all my enquiries, very quick and easy. Reviewed on: 20th April 2026

easy to use, always at hand, trustworthy, hassle-fre...

easy to use, always at hand, trustworthy, hassle-free, additional benefits, Reviewed on: 20th April 2026

Easy to use and much better than a payday loan, simp...

Easy to use and much better than a payday loan, simple to use at checkout where PayPal is accepted, or if you opt for the credit card you can use anywhere MasterCard is accepted Reviewed on: 20th April 2026

So far, I’ve always had a great experience with PayPal.

So far, I’ve always had a great experience with PayPal. I accidentally missed a couple of payments by a day over the years and the team was so kind to cancel the charges. Also, any issues with eBay sellers were always resolved. Thank you Reviewed on: 20th April 2026

Really reliable, a company that treats people like t...

Really reliable, a company that treats people like they are human, they are a company that has real value and they have a good reputation. Reviewed on: 20th April 2026

Excellent service

Excellent service , any queries that I have I can phone up and I will be greeted with the up most respect and my problem will be resolved in no time Reviewed on: 20th April 2026

Safer and More Flexible Spending

I don’t like credit cards with separate accounts and have used PayPal for years. It helps me manage my finances, spread out purchases I couldn’t afford all at once, and quickly resolve issues like unshipped orders, giving me extra reassurance that my money is protected. Reviewed on: 20th April 2026

When ever i need, paypal is there to support me.

When ever i need, paypal is there to support me. Reviewed on: 20th April 2026

Always easy to use.

Always easy to use. Secure and reliable Reviewed on: 20th April 2026

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