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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Paypal credit

5
Excellent product and condition highly recommend Reviewed on: 20th April 2026

Can not fault paypal they are quick to resolve any...

5
Can not fault paypal they are quick to resolve any issues its so easy to use and keep on track on spends Reviewed on: 20th April 2026

Always professional , and convenient

5
Always professional , and convenient Reviewed on: 20th April 2026

Easy to navigate

5
Easy to use and navigate, provides flexible payment options and is a great service for money management. Reviewed on: 20th April 2026

Fast and easy transactions.

5
Fast and easy transactions. The foreign exchange rate offered on the major currencies could be more competitive. Reviewed on: 20th April 2026

PayPal is reliable and secure.

5
PayPal is reliable and secure. Flexible payment methods. Reminds and easy to remember Reviewed on: 20th April 2026

Amazing and convenient.

5
Amazing and convenient. With deals when above a certain amount. Would totally recommend Reviewed on: 20th April 2026

Helps solve temporary financial problems PayPal is a...

5
Helps solve temporary financial problems PayPal is an amazing payment tool Reviewed on: 20th April 2026

PayPal Experience

5
PayPal is fast, secure, and very easy to use. I’ve been using it for payments and transfers without any issues. Highly recommended for anyone who wants a reliable online payment service. Reviewed on: 20th April 2026

PayPal is good

5
Good to have pay in 3 as I can budget for purchases Reviewed on: 20th April 2026

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