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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

PayPal offers great support in various life stages

PayPal offers great support in various life stages Reviewed on: 20th April 2026

Good and so easy to use .

Good and so easy to use . Never had a issue in all the years I’ve been using it Reviewed on: 20th April 2026

I use Paypal for large purchases

If Paypal can be used in any large purchase this is what I opt to use. If there are any problems and I have had a couple the problem is handled quickly and efficiently and I don't have to stress until there is a resolution Reviewed on: 20th April 2026

Have loved paypal since I was old enough to get it!

Have loved paypal since I was old enough to get it! First of its kind. Reviewed on: 20th April 2026

Paypal credit gives me the flexibility of being able...

Paypal credit gives me the flexibility of being able to get what is needed without the big financial stress Reviewed on: 20th April 2026

Excellent service can't believe how quickly they set...

Excellent service can't believe how quickly they settle disputes have recommended them to family and friends Reviewed on: 20th April 2026

Thank you

Great. Not great with computers, not a problem as I got to talk with a person, they were understanding and helpful. Thank you Reviewed on: 20th April 2026

Specific communication

Always clear and efficient communication. Straight forward information ℹ️. Reviewed on: 20th April 2026

Highly Recommend

Never had any issues in terms of transactions or functionality. Friendly UI makes it very accessible to use. The security features are very consistent and comprehensive making PayPal my top provider for payments. Recent addition of PayPal+ was a great incentive to use it more in combination with their debit card. Reviewed on: 20th April 2026

I’ve had a really positive experience with PayPal Cr...

I’ve had a really positive experience with PayPal Credit. It’s easy to use, integrates seamlessly with my purchases, and offers flexible payment options that make managing larger expenses much more convenient. The application process was straightforward, and I appreciate the promotional interest-free periods when paid on time. Overall, it’s been a reliable and helpful tool for spreading out payments without hassle. Reviewed on: 20th April 2026

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