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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

I love using PayPal, so easy.

I love using PayPal, so easy. Customer service is 2nd to none and they actually care. Reviewed on: 20th April 2026

Great company

Very easy to use, customer support always available Reviewed on: 20th April 2026

Have not needed to use customer service to date

Have not needed to use customer service to date Reviewed on: 20th April 2026

It’s easy and secure making online payments using Pa...

It’s easy and secure making online payments using PayPal credit. I believe it’s an excellent safety with online shopping. Reviewed on: 20th April 2026

PayPal is the good and safe bank for buying online.

PayPal is the good and safe bank for buying online. I really like to do my shopping with PayPal more secure, 100% recommend to friends and family Reviewed on: 20th April 2026

Not terrible, but could definitely be better

I’ve used PayPal Credit for a while now and it’s been okay overall, but it’s not without its issues. It’s convenient having the option there, especially for spreading the cost of things, and it’s easy enough to use through PayPal which I already use regularly. That said, it can feel a bit unclear at times, especially around how things are structured or explained. The way payments and interest work isn’t always as straightforward as it could be, and I think that could be improved quite a bit. Customer support is hit and miss too. Sometimes it’s fine, other times it feels like you’re not really getting a clear answer which can be frustrating when you’re trying to sort something quickly. Overall, it does the job and I still use it, but there’s definitely room for improvement in terms of clarity and support. Reviewed on: 20th April 2026

Always good, helpful team at other end of phone

Always good, helpful team at other end of phone Reviewed on: 20th April 2026

Excellent

Easy to use, very helpful, lots of options. Reviewed on: 20th April 2026

Best service can’t complain will recommend anytime

Specially PayPal credit All ways comes handy when in needs over all happy with the service doing good job will recommend anytime Reviewed on: 20th April 2026

Always using PayPal as ots the safest method of paym...

Always using PayPal as ots the safest method of payment quick and easy plus using pay in 3 helps when I'm waiting of pay day Reviewed on: 20th April 2026

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