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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103081 reviews)

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4.90

Based on 103,081 reviews, last reviewed 9th May 2026

2410650% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is now my main Credit Card. Easy to use and 0% interest rate for 3 months in most of my purchases. It's a no-brainer. Debit and Credit card available on my phone wallet is also a... Read more Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103081)

Paypal is safe and quick

You can buy pay 3 plan with no intersest! Reviewed on: 13th June 2022

Just Works and 0%

Just works and 0% for 4 months is perfect for those little bit bigger purchases Reviewed on: 13th June 2022

Great Service

The Paypal credit service is truly amazing. I use it a lot as the 0% interest over 4 months which is great. Reviewed on: 13th June 2022

Convenient

A useful line of credit with a manageable credit limit Reviewed on: 13th June 2022

PAYPAL CREDIT

It really helps with payments and spreading costs over 4 months with no interest. It’s very good and convenient. PayPal customer service very accommodating and easy going too! Reviewed on: 13th June 2022

Easy and fast

Easy and Quick to use, very handy Reviewed on: 13th June 2022

excellent great business

Just simply awesome, it's easy to use and very trustworthy. you can buy crypto, cash balance or credit its as easy as 123. Reviewed on: 13th June 2022

Best ever for me like it so much..

I’m using them from long time never had any problems. Reviewed on: 13th June 2022

Easy to use!

I use Pay Pal services for a while and what i can say its easy to use and the app 5 stars! Reviewed on: 13th June 2022

I Love this opportunity.

I use every month PayPal credit, it’s comfortable. Reviewed on: 13th June 2022

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