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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Easy to use.

5
Easy to use. Especially for larger purchases split over 3 payments. Reviewed on: 20th April 2026

It very easy to set up and clear on instructions...

5
It very easy to set up and clear on instructions Reviewed on: 20th April 2026

Easy to contact and help.

5
Easy to contact and help. Great flexibility and good selection of services avaliable. Plus secure way to pay with fraudulent protections. Reviewed on: 20th April 2026

Best credit card ever.

5
Best credit card ever. Lots of benefits. Easy Reviewed on: 20th April 2026

Very positive and easy to use experiences with purch...

5
Very positive and easy to use experiences with purchases and disputes. Not easy to log and monitor disputes through the app, in my experience. Reviewed on: 20th April 2026

Easy to use and set up.

5
Easy to use and set up. customer service is also easy to get in touch with and deal with. Reviewed on: 20th April 2026

Excellent

5
Always there when you need them. Reviewed on: 20th April 2026

Never had any worries about using and have be...

5
Never had any worries about using PayPal and have been with them for many years and I use PayPal almost daily. The feeling of knowing the amount of security in any transaction is the best there is, is extremely reassuring. I’ve never had a second thought about using PayPal for any and all purchases I make. Reviewed on: 20th April 2026

Flexible and reliable service

5
Easy way to pay to make a payment and interest free is always good to have just when you need it, great customer support is always appreciated as well Reviewed on: 20th April 2026

It helps me when I don’t always have the funds right...

4
It helps me when I don’t always have the funds right away Reviewed on: 20th April 2026

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