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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Paypal is a smooth experience with quick transactions.

5
Paypal is a smooth experience with quick transactions. Reviewed on: 20th April 2026

Love it helped me out so much will defiantly use...

5
Love it helped me out so much will defiantly use again Reviewed on: 20th April 2026

Good service.

5
Good service. Pay in 3 is very helpful Reviewed on: 20th April 2026

Easy to use and helpful went I had questions or need...

5
Easy to use and helpful went I had questions or needed answers Reviewed on: 20th April 2026

Mrs Aggie

5
Never had any problems. Great and everything tells easily Reviewed on: 20th April 2026

Always been helpful to have as a backup when finance...

5
Always been helpful to have as a backup when finances are a little tight and offers a very good interest rate which makes it easier to use and not having to pay back much more than you borrowed. Reviewed on: 20th April 2026

Extra Peace of Mind...

5
I have been using paypal credit for years now, and found it very handy.The interest free option for 4 months is exceptional value cor money. Reviewed on: 20th April 2026

I have pay pal pay in 3 its such a massive help to m...

5
I have pay pal pay in 3 its such a massive help to me to be able to pay for items needed ie. Hoover, clothes, presents ect....I can't afford to pay for items all at once so this is such s good idea. Reviewed on: 20th April 2026

Excellent customer service.

5
Excellent customer service. Would recommend. Reviewed on: 20th April 2026

Convenient, very easy to use.

5
Convenient, very easy to use. Clear and simple process to sign up and set up a payment method. I would highly recommend and definitely use again in the future. Reviewed on: 20th April 2026

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