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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Very easy to to and reliable safe service

Very easy to to and reliable safe service Reviewed on: 20th April 2026

Easy payments!

I love the fact that paying through PayPal means that your payment is covered and that you can cancel subscriptions or upcoming payments you don't recognize really easily and the pay in 3 or PayPal credit is all very helpful when deciding on a purchase. Reviewed on: 20th April 2026

Good credit offered at great rates.

Good credit offered at great rates...with an easy to use credit card Reviewed on: 20th April 2026

Always helpful and quick response, especially when g...

Always helpful and quick response, especially when getting a refund for goods not received. Always kept informed Reviewed on: 20th April 2026

Easily to use service, never had any problems

Easily to use service, never had any problems Reviewed on: 20th April 2026

Very easy and so quick to use.

Very easy and so quick to use. I am very happy Reviewed on: 20th April 2026

I use Paypal credit and debit card.

I use Paypal credit and debit card. I get 10 points per £1 when I shop with my Paypal Debit card in shop or online which I love. Paypal is easy to use and there's less risk of getting scammed. Everything is straightforward and there's always someone (Not AI) on the phone to solve any issues. Reviewed on: 20th April 2026

The flexibility is crucial for me.

The flexibility is crucial for me. Giving that breathing space to pay. Reviewed on: 20th April 2026

Easy to split the cost.

Easy to split the cost. Interest free payments are another factor to use. Reviewed on: 20th April 2026

PayPal Easy to use.

Easy to use. Consistent and reliable; readily available for many purposes Reviewed on: 20th April 2026

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