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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Love the security of paying through PayPal & I can g...

Love the security of paying through PayPal & I can get either pay in 3 instalments or 4 months 0% interest Reviewed on: 20th April 2026

I’ve been with PayPal for along time now.

I’ve been with PayPal for along time now. Easy to use and great customer service and support. Reviewed on: 20th April 2026

Always been great for me and really helpful on the p...

Always been great for me and really helpful on the phone if anything goes wrong. Never had trouble getting through or anything like that. Reviewed on: 20th April 2026

Paypal are upfront and fair

Paypal are upfront about costs, provide regular reminders of ways to minimize interest payments and provide clear monthly statements. They provide a useful between pay-day lending facility without the excessive charges associated with payday loans. Reviewed on: 20th April 2026

Thank you, PayPal.

It was very easy to apply for my credit card and PayPal approved me a good credit line, which means a great help with my living cost. Also the app is very well designed and easy to navigate. Points rewards are also a nice bonus. Reviewed on: 20th April 2026

So very useful

I find the instalment plan very useful when shopping online - especially if I think that I might not keep all the items. Reviewed on: 20th April 2026

First class Any problems are promptly addressed

First class Any problems are promptly addressed Reviewed on: 20th April 2026

Excellent app

Excellent, I have being using PayPal for over 10year and I didn't regret having its quicker,safe and secure Reviewed on: 20th April 2026

Paypal Credit is very simple to use and when I've ha...

Paypal Credit is very simple to use and when I've had issues with companies in the past not providing correct goods PayPal customer service was excellent Reviewed on: 20th April 2026

Trusted Paypal

Had no problems, always sorted things out swiftly. Reviewed on: 20th April 2026

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