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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Very easy to use loads of retailers except it si its...

5
Very easy to use loads of retailers except it si its win win!! Reviewed on: 20th April 2026

Seamless

5
In my experience all transactions are seamless, with PayPal making the required adjustments when cancelled transactions or refunds come into play. If I do have a questions they are always dealt with quickly. Reviewed on: 20th April 2026

PayPal has helped me in many ways.

5
PayPal has helped me in many ways, from making secure payments and resolving issues with a payment that was not received, also the option of having a PayPal debit card. Reviewed on: 20th April 2026

Handy when the need arises

5
Having PayPal credit and pay in three has made it easy for me to have access to the things I need without having to worry, knowing that I have time for repayment without incurring a charge. Reviewed on: 20th April 2026

Always brilliant a good thing to have

5
Always brilliant a good thing to have Reviewed on: 20th April 2026

Its very easy to use PayPal credit.

5
Its very easy to use PayPal credit. 0% Interest is incredibly reasonable for 4 months. Reviewed on: 20th April 2026

Money protection is securely assured

5
Money protection is securely assured Reviewed on: 20th April 2026

Great thing to have, eady to use

5
Great thing to have, eady to use Reviewed on: 20th April 2026

Very easy to use.

5
Very easy to use.. great app. Great service. Reviewed on: 20th April 2026

Customer service

5
They deal with the problem you may face and not mask over it. Reviewed on: 20th April 2026

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