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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

It is a very good financial source.

5
It is a very good financial source. Helped me in buying of Laptop. Also i was able to change direct debit details many time very securely. It also give me time for interest free payment. Reviewed on: 20th April 2026

Great service

5
Everything is just so smooth and its so easy to apply for paypal credit. Reviewed on: 20th April 2026

PayPal pay in 3 is a godsend.

5
PayPal pay in 3 is a godsend. Useful for when you’re running a tad low on funds,. Reviewed on: 20th April 2026

Always up-to-date in the app with account , emails a...

5
Always up-to-date in the app with account , emails and any problems they are easy to reach. Reviewed on: 20th April 2026

not complaints about paypal very reliable

5
not complaints about paypal very reliable Reviewed on: 20th April 2026

I've been using PayPal for a long time - it's conven...

5
I've been using PayPal for a long time - it's convenient and fast. Reviewed on: 20th April 2026

Best money app.

5
Never had the problem with PayPal, fast transfers, app easy and clear in use, great offers like PayPal pay in 3/PayPal credit/PayPal+. Highly recommend! Reviewed on: 20th April 2026

It's good to have paypal it's very helpful

5
It's good to have paypal it's very helpful Reviewed on: 20th April 2026

A great app

4
Great to keep track of your money and the pay in 3 is an excellent way to break up big purchases Reviewed on: 20th April 2026

We need this to use it in any shopping over the coun...

5
We need this to use it in any shopping over the counter by apps or physical card. Reviewed on: 20th April 2026

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