Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

View other PayPal products

4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181135)

Great product for budgeting

I have had PayPal for many years now I find it easy to use invaluable in helping budget in tighter months. The cost is minimal Reviewed on: 20th April 2026

99% of the time I have no issues at all.

99% of the time I have no issues at all. It helps me with paying over 4 months interest free. Having two promo deals is confusing as wanting to pay one off sometimes come off the one that has longer (12 months rather than 4) Reviewed on: 20th April 2026

Paypal credit

Easy to set up, great that you can get support if needed and the support knowledge is great too Reviewed on: 20th April 2026

Always there to spread purchases over a better perio...

Always there to spread purchases over a better period of time Reviewed on: 20th April 2026

Any problems attend quickly sorted

Any problems attend quickly sorted Reviewed on: 20th April 2026

I have used paypal for years and always get great se...

I have used paypal for years and always get great service. I also have peace of mind knowing my payments are secure. Reviewed on: 20th April 2026

very good application, easy shopping, well secured a...

very good application, easy shopping, well secured against theft Reviewed on: 20th April 2026

I always prefer to paypal and Love to use paypal...

I always prefer to paypal and Love to use paypal Reviewed on: 20th April 2026

Perfect amd helpful gives you sufficient time

Perfect amd helpful gives you sufficient time Reviewed on: 20th April 2026

Good communication, safe to use when payment options.

Good communication, safe to use when payment options. I like the zero percent option Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101292 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub