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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Good communication, safe to use when payment options.

5
Good communication, safe to use when payment options. I like the zero percent option Reviewed on: 20th April 2026

Easy and convenient.

5
Paypal is so easy and convenient to use. Thankyou paypal Reviewed on: 20th April 2026

Paypal the most secure way for online shopping!

5
This is the most secure way of online shopping for me! I know that with PayPal, my bank details are secure, the merchant doesn't know them! Also I can split the payment with PayPal credit, and my purchase is guaranteed by PayPal, so in a event of not received or a damaged purchase, PayPal have my back and if I'm not happy, it's always PayPal refund! This is my preferred way of online shopping and with the PayPal card I collect points, wich are real money, to spend how and with whom I decide! Reviewed on: 20th April 2026

So easy to use, they are very vigilant when it comes...

5
So easy to use, they are very vigilant when it comes to fraud and feel protected. Reviewed on: 20th April 2026

Good deal, and easy to approach, i will definitely c...

5
Good deal, and easy to approach, i will definitely choose this again in the future Reviewed on: 20th April 2026

Have not accessed customer service so cannot rate this

4
Have not accessed customer service so cannot rate this Reviewed on: 20th April 2026

Flexible payment options help build my credit I then...

5
Flexible payment options help build my credit I then was able to support with a mortgage. Thank you Reviewed on: 20th April 2026

Paypal which is one of the best credit card in town

5
Its easy to use and I do get good promotional offer for large purchases. Reviewed on: 20th April 2026

Really easy to set up and no inteGreayrest

5
Really easy to set up and no interest Reviewed on: 20th April 2026

Always had a smooth experience with PayPal

5
Always had a smooth experience with PayPal Reviewed on: 20th April 2026

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