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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Love Paypal

4
PayPal is a quick and easy way to pay with some peace of mind. Reviewed on: 20th April 2026

Best credit card ever

5
I’ve never used customer service.,I don’t need to. The app is fantastic! Love love love!! Reviewed on: 20th April 2026

Easy and reliable no hidden cost

5
Easy and reliable no hidden fees Reviewed on: 20th April 2026

I’ve had a great experience, its so easy to use and...

5
I’ve had a great experience, its so easy to use and they always provide upto date statements Reviewed on: 20th April 2026

Excellent and good service

5
Perfect and good service already Reviewed on: 20th April 2026

Fantastic

5
You get a credit limit Use it at checkout anywhere PayPal is accepted Pay it back monthly (with minimum payments) Reviewed on: 20th April 2026

Safe and secure

5
Helped me through a scam years ago. Complete and utter faith with the service and the security they give. Reviewed on: 20th April 2026

Interested high but good on the 4 month Interested free

4
Interested high but good on the 4 month Interested free Reviewed on: 20th April 2026

PayPal has always been a reliable source

5
PayPal has always been a reliable source that I can trust with transactions and credit offers. Their system has always been easy to navigate and use. Reviewed on: 20th April 2026

Good protection for when transactions go wrong

5
Good protection for when transactions go wrong Reviewed on: 20th April 2026

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