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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110387 reviews)

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4.90

Based on 110,387 reviews, last reviewed 19th May 2026

2745450% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Finance at your fingertips Easy to use. Very quick approval. Helps manage my finances. Customer service is great and resolved a very small problem I had in minutes. I continue t... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110387)

Good and straightforward process.

Good and straightforward process. Useful tool for purchases. Easy to pay over time periods. Reviewed on: 6th May 2026

Pay Pal Credit

My wife and I both used this and it’s been great, I’m fully aware of other options on the market but everything about Pay Pal is great. Reviewed on: 6th May 2026

fast reliable and safe way to pay online with excell...

fast reliable and safe way to pay online with excellet service Reviewed on: 6th May 2026

Seamless experience, I can't fault them anywhere, I'...

Seamless experience, I can't fault them anywhere, I've never actually have to raise support for anything as the app is intuitive and works Reviewed on: 6th May 2026

Absolutely amazing!

Absolutely amazing! The process to apply was really easy and the deals are brilliant! Reviewed on: 6th May 2026

issues onconline purchase

I had issues once with one of my online purchase and just because I used PayPal I got refund straight away. Reviewed on: 6th May 2026

Great for online purchasing.

Great for online purchasing. Regular user and have taken out PayPal credit before Reviewed on: 6th May 2026

Fair interest rate, easy to manage

A little tricky to understand at first, but once I had read how everything works I feel confident in building my credit score with a fair interest rate. Reviewed on: 6th May 2026

Fast efficient customer service and easy to navigate...

Fast efficient customer service and easy to navigate the app, large amount of retailers to shop Reviewed on: 6th May 2026

Easy & Safe

Very easy to use when making purchases on line, and very secure. Reviewed on: 6th May 2026

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