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PayPal: PayPal Credit reviews

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4.90
Based on 110,312 reviews, last reviewed 19th May 2026
2741950% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy card /Easy use for perfect perches Easy use for perfect perches on line and some free credit Reviewed on: 19th May 2026
Meme's avatar
Meme

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (110312)

Overall good, managing credit limit could be better...

4
Overall good, managing credit limit could be better and more interactive, but generally a good experience. Reviewed on: 6th May 2026
DC's avatar
DC

Very easy process, fast results and makes checkout b...

5
Very easy process, fast results and makes checkout better Reviewed on: 6th May 2026
Siobhan A's avatar
Siobhan A

Brilliant experience very good value

5
Brilliant experience very good value Reviewed on: 6th May 2026
Marie 's avatar
Marie

I have taken out paypal credit and found the interes...

5
I have taken out paypal credit and found the interest very much affordable and having six months without any interest added is a bonus, i can easily receive money through paypal and transfer to my bank account anytime with no charges Reviewed on: 6th May 2026
Sehlisiwe Mpofu's avatar
Sehlisiwe Mpofu

Terrible customer service

1
Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026
Terence's avatar
Terence

Never had an issue using pay pal credit extremely us...

5
Never had an issue using pay pal credit extremely user friendly and convenient to use. Reviewed on: 6th May 2026
Ajaan's avatar
Ajaan

I use PayPal to pay for nearly everything where it i...

5
I use PayPal to pay for nearly everything where it is available. Excellent service and the pay in 3 is an absolute lifesaver when trying to get through financial stress Reviewed on: 6th May 2026
Alex H's avatar
Alex H

PayPal is Mypal!

5
I love the ease of using PayPal, the security you have, I love the credit agreement as so easy to use. Just a great app and company. Reviewed on: 6th May 2026
Victoria H's avatar
Victoria H

I love Paypal, it feels secure.

5
I love Paypal, it feels secure. I kept informed of changes that might affect me. Very easy to use. Reviewed on: 6th May 2026
Liza Piney's avatar
Liza Piney

Secure payments

5
PayPal is a great service for fast secure payments Reviewed on: 6th May 2026
Sean O's avatar
Sean O

Review PayPal: PayPal Credit now

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