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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180856 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180856)

Good service

Good service overall. I've been using it for three years now. Never had any issues. Reviewed on: 8th July 2026

Really reliable quick and easy to use

Really reliable quick and easy to use Reviewed on: 8th July 2026

Great way to plan expenditures without compromises.

Great way to plan expenditures without compromises. Managed to spread costs through small monthly payments Reviewed on: 8th July 2026

For freedom Of choice .

I have used PayPal for many years for transactions and its a very simple means of finance either pay in three or extended credit at very good rates. Reviewed on: 8th July 2026

Always quick and easy to use.

Always quick and easy to use. User friendly app and easy to understand language. Reviewed on: 8th July 2026

PayPal gives you options when paying for items such...

PayPal gives you options when paying for items such as pay in 3 and PayPal credit of 0% for 4 months - this is more flexible than a standard credit card Reviewed on: 8th July 2026

I love the simplicity of using Pay Pal when shopping...

I love the simplicity of using Pay Pal when shopping and the high security that allows me to shop care free. Reviewed on: 8th July 2026

Top class every time never ever had any problems

Top class every time never ever had any problems Reviewed on: 8th July 2026

Used PayPal credit to buy my fiance her engagement r...

Used PayPal credit to buy my fiance her engagement ring, PayPal credit enabled me to afford something that I couldn’t usually have brought. Reviewed on: 8th July 2026

Long-standing Customer

I have had an account with Paypal for some time now and I have always had a great experience. Sending and receiving payments is easy and reliable. The platform is user-friendly and is accepted by a wide range of retailers. I feel that the security features in place are robust. I would always recommend the company. Reviewed on: 8th July 2026

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