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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110264 reviews)

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4.90

Based on 110,264 reviews, last reviewed 19th May 2026

2739800% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always good service on the app on on the phone. Always good service on the app on on the phone. No long waiting either. Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110264)

Regular user

Regular use over the past 12 months No issues in the time. Reviewed on: 6th May 2026

Not giving you reminders about late payment.

Not giving you reminders about late payment. Only sent you messages you are charged 12£ I late payment Reviewed on: 6th May 2026

Great to experience fantastic good

Great to experience fantastic good Reviewed on: 6th May 2026

Easy paysy

PayPal is easy to use, I'd rather use it than my direct banking. Reviewed on: 6th May 2026

Easy banking

Ive been using paypal for over 10 years and im happy with it. Especialy with pay in 3 and 4, Reviewed on: 6th May 2026

Great interest free rates good lender fair and doesn...

Great interest free rates good lender fair and doesn’t rip you off and love the points scheme to turn points into spends Reviewed on: 6th May 2026

Excellent

My experience with pay pal credit is so much better Reviewed on: 6th May 2026

Can you give a 10 star review?

Paypal is an excellent service with interest free payments on bigger purchases to instant decisions, cannot rate them high enough. Makes life a little easier. Reviewed on: 6th May 2026

Fuss Free Way to Pay

I have always found PayPal quick and easy to use and very helpful with issues related to retailers and/or payments. The pay in 3 is a real boon making more expensive items easier to buy and PayPal credit it a fuss free way to spread payments. Reviewed on: 6th May 2026

Easy to use and app is simple to navigate.

Easy to use and app is simple to navigate. Reviewed on: 6th May 2026

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