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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180856 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180856)

Best platform ever

Best platform ever i enjoy using it and jts very secure and efficient Reviewed on: 8th July 2026

4 months interest free credit on purchases over £99.

4 months interest free credit on purchases over £99. Plus option to buy over longer periods.. it's by far the best credit facility available Reviewed on: 8th July 2026

Great service, nothing to complain about

Great service, nothing to complain about Reviewed on: 8th July 2026

Easy and convenient

PayPal credit is easy to use and accepted widely. It is easy to track in the PayPal app, along with all my other PayPal activity (I use PayPal for direct debits and pay in 3 as well as transferring money). The rates are also excellent which keeps payments low. Setting up a direct debit was easy to do. Reviewed on: 8th July 2026

Satisfactory service ,well done PayPal.

Satisfactory service ,well done PayPal. Reviewed on: 8th July 2026

Quick and easy to use.

Quick and easy to use. I use PayPal credit when I shop. Reviewed on: 8th July 2026

PayPal since the beggining.

0% APR on credit purchases for 4 months is unheard of, PayPal offer this! The app is very clear and user friendly, even applying for additional services such as a physical credit card, debit card or pay in 3 is very quick and plainly layed out. The quick jump at checkout to your own account is fantastic and switching between addresses or cards takes seconds. Reviewed on: 8th July 2026

problem with one of my purchase

I had a problem with one of my purchase and PayPal was really good to solve Reviewed on: 8th July 2026

Buyer Protection

Purchases are protected, and disputes are resolved efficiently. Reviewed on: 8th July 2026

I think the wait time for my current refund turnin...

I think the wait time for my current refund turning out to be too long, the original company say they approved my chargeback so why do I have to wait so long. Reviewed on: 8th July 2026

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