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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Almost every big purchase I make is through PayPal.

5
Almost every big purchase I make is through PayPal. It helps that all of them are either 0% in 4 months or 12 months. Reviewed on: 19th April 2026

The app is very easy to use.

5
The app is very easy to use. Clear, flexible and responsive. Reviewed on: 19th April 2026

PayPal is very easy to use, and the four months inte...

5
PayPal is very easy to use, and the four months interest free is a life saver. Would definitely recommend it to friends and family. Reviewed on: 19th April 2026

Good all round, easy to deal with

5
Good all round, easy to deal with Reviewed on: 19th April 2026

Always use PayPal and its great to have a few option...

5
Always use PayPal and its great to have a few options on how to pay Reviewed on: 19th April 2026

I personally use this company for credit related pur...

5
I personally use this company for credit related purchases and has been my absolute go to in the past. Great app, no bugs, customer service is exceptional. Reviewed on: 19th April 2026

There is no system that goes above and beyond .

5
There is no system that goes above and beyond for the customers like PayPal. I never pay any other way now. I have had occasion when I have needed help with a purchase. But I know that no matter what happens PayPal is always there to make things right. I have never had a bad experience with PayPal.That type of service is truly remarkable and I am glad I have my PayPal account. I wouldn't hesitate to recommend PayPal to anyone. Five stars just doesn't cut it ! Reviewed on: 19th April 2026

Use PayPal credit only when interest free deals but...

5
Use PayPal credit only when interest free deals but such a great option to have and most retailers offer. Just wish I could book a holiday using it! Reviewed on: 19th April 2026

Great options, great flexibility

5
Great options, great flexibility Reviewed on: 19th April 2026

Great experience with value for money and great cust...

4
Great experience with value for money and great customer service and support. Thank you for your service and support. Reviewed on: 19th April 2026

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