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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

I use the PayPal whenever I I shop.

5
I use the PayPal whenever I I shop. Reviewed on: 19th April 2026

Great safe shopping

5
Easy and reliable and gives you a sense of security when purchasing. Been using for a while now and it’s great to keep track of finances, split payments and spread over time and reduce big payments at once, makes buying easy and secure. Reviewed on: 19th April 2026

Excellent customer relations especially in handling...

5
Excellent customer relations especially in handling concerns and resolving issues Reviewed on: 19th April 2026

Used PayPal for a very long time very helpful and ea...

5
Used PayPal for a very long time very helpful and easy to use PayPal credit and pay on 3 options are a great option if needed to spread the cost Reviewed on: 19th April 2026

Using paypal as payment and sending money is so easy!

5
Using paypal as payment and sending money is so easy! Reviewed on: 19th April 2026

Wonderful Service

5
Always helpful and polite and explain what will be done to rectify your query. Every query I have had has been dealt with very quickly. Reviewed on: 19th April 2026

I used PayPal credit to pay my shopping in the super...

5
I used PayPal credit to pay my shopping in the supermarket and on-line. It's more easy to me because I don't have to change from my bank card to PayPal to make the payments I just have to use PayPal payment and I don't have to share my details account Reviewed on: 19th April 2026

Very reliable service referred to my family and fri...

4
Very reliable service referred to my family and friends to use this service frequently it's safer to pay or buy something from this service Reviewed on: 19th April 2026

Used paypal for years and they always treat the case...

5
Used paypal for years and they always treat the case fairly. Reviewed on: 19th April 2026

Reliable and convenient

5
PayPal credit has the best deals, 4 months 0% interest on purchases over £100. You cannot go wrong! With the addition of the physical card you can spend in stores easily and on websites that do not have the PayPal purchase option. Reviewed on: 19th April 2026

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