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PayPal: PayPal Credit reviews

4.90
Based on 110,510 reviews, last reviewed 19th May 2026
2751400% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I will always use PayPal if possible to checkout whe... I will always use PayPal if possible to checkout when buying on line, it gives me the security needed when things go wrong. I ordered a garden furnitu... Read more Reviewed on: 19th May 2026
Carol L's avatar
Carol L

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110510)

I have used and is so easy and simple to...

5
I have used and is so easy and simple to use Reviewed on: 6th May 2026

I've been used PayPal for a good couple of years nev...

5
I've been used PayPal for a good couple of years never had a problem.... Best Reviewed on: 6th May 2026

Great service and protection when you purchase

5
Great service and protection when you purchase Reviewed on: 6th May 2026

Love paypal

4
I have been using PayPal for years and it’s always been a great option for paying online Reviewed on: 6th May 2026

Just quick and easy to use and decent funds to get y...

5
Just quick and easy to use and decent funds to get you started and ever need anything and no funds the credit comes in handy knowing don't need to borrow of anyone else Reviewed on: 6th May 2026

Very effective and effecient service

5
Very effective and effecient service Reviewed on: 6th May 2026

good credit options on purchases

5
good credit options on purchases Reviewed on: 6th May 2026

Always resolve my concerns an they are there to help...

5
Always resolve my concerns an they are there to help and when I want to pay in 3 times give that option very happy with PayPal Reviewed on: 6th May 2026

Always helpful and easy to use when needed.

5
Always helpful and easy to use when needed. App is clear and customer service easy to contact Reviewed on: 6th May 2026

I got the PayPal credit to help get a mobility scooter

4
I got the PayPal credit to get a mobility scooter that I can pay within 4 months at 0% interest. It has helped me out so much. The only downside is it is vague when trying to sort out a repayment direct debit, I really dont know the date it will come out. I would like to see a revamp of the app, since I had a job finding what I want. Reviewed on: 6th May 2026

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