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PayPal: PayPal Credit reviews

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4.90
Based on 110,568 reviews, last reviewed 19th May 2026
2753950% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and the 3 split payment is great and f... Great service and the 3 split payment is great and flexible Reviewed on: 19th May 2026
Anon's avatar
Anon

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110568)

The Paypal app is intuitive

4
Paypal app is intuitive and easy to find what you need and I have confidence that the right action can be applied when things don't always go as planned. E.g. money is removed unknowingly. Reviewed on: 7th May 2026
Zmith's avatar
Zmith

Five Star

5
I find it useful feature when purchasing higher value items and allows me to pay it off over a few months without incurring interest. Reviewed on: 7th May 2026
Paul C's avatar
Paul C

There’s no better tool to have in your pocket.

5
PayPal is an excellent tool to have in your pocket. The safety of PayPal’s many services, the fast transaction rates, and the customer support team couldn’t be more helpful. Reviewed on: 7th May 2026
James G's avatar
James G

Excellent service

5
So far so good, using for the last 3 years, very happy with the services and flexibility they offer. Reviewed on: 7th May 2026
KK's avatar
KK

Been using PayPal for over a decade.

1
Been using PayPal for over a decade. It makes payments easy. I've been using PayPal credit for nearly 6 years. Over this time my credit score has increased a fair amount. However, that's no part thanks to PayPal. PayPal has the option to auto accept credit limit increases. In this almost 6 years period of using PayPal credit. I have had absolutely 0 credit limit increases. Reviewed on: 7th May 2026
Informer's avatar
Informer

fast and reliable

5
It has been a great experience, fast, trusted and reliable transaction, eligible PayPal credit and an option of buy to pay later with zero interest, PayPal is still the best Reviewed on: 7th May 2026
Francis ugwunali's avatar
Francis ugwunali

They customer service is excellent

5
They customer service is excellent Reviewed on: 7th May 2026
Marjan J's avatar
Marjan J

easy for any kind of transaction

5
easy for any kind of transaction Reviewed on: 7th May 2026
shahin's avatar
shahin

My great service.

5
I have used this service on a regular basis and have never experienced any problems. Reviewed on: 7th May 2026
John parkes's avatar
John parkes

When i had a problem understanding the different sec...

5
When i had a problem understanding the different sections on the amount owed. IE pay in three and credit. The customer services help line was really helpful. Although it took a bit of time.back and forth. The outcome took a couple of days. Reviewed on: 7th May 2026
Unitedcity 's avatar
Unitedcity

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