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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180858)

I have never a real problem except with Hotel .

I have never a real problem except with Hotel .com ……where I lost over £100.00 but PayPal couldn’t get it back Reviewed on: 8th July 2026

Great Product and Service

The application process for services was smooth and simple. Everything is transparent and easy to view and find. There's a lot of flexibility with how you can engage with your account, and the protections PayPal offer are very appealing. Reviewed on: 8th July 2026

great at everything, easy to use, and is my preferre...

great at everything, easy to use, and is my preferred option when paying for anything Reviewed on: 8th July 2026

Repayments are confusing

The repayment structure for interest free deals and other credit lines are confusing. Also, why does it take so long for payments to show on the app. Others like Zopa seem to update within seconds! Reviewed on: 8th July 2026

buying with confidence.

Excellent service buying with confidence and knowing your protected against fraud and unscrupulous people Reviewed on: 8th July 2026

PayPal credit is an excellent service!

PayPal credit is an excellent service! I have recently used it to purchase an item I wouldn’t have been able to buy outright. It allows you to both pay back the minimum amount each month, but also allows you to customise what amount you are able to pay! I will definitely be recommending it to anyone who needs a little extra support when purchasing an item. Reviewed on: 8th July 2026

Paypal service

Ant queries have been resolved quickly and amicably without fuss, excellent service Reviewed on: 8th July 2026

Really enjoy using Paypal.

Really enjoy using Paypal. Easy app to understand and use. Lots of features. Very good customer service. Reviewed on: 8th July 2026

Excellent service and certainly helps out with easy...

Excellent service and certainly helps out with easy and safe transactions Reviewed on: 8th July 2026

The service has been excellent.

The service has been excellent. I had an undelivered item which PayPal followed up on and gave me a refund. Reviewed on: 8th July 2026

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