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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180860)

Excellent service and certainly helps out with easy...

5
Excellent service and certainly helps out with easy and safe transactions Reviewed on: 8th July 2026

The service has been excellent.

5
The service has been excellent. I had an undelivered item which PayPal followed up on and gave me a refund. Reviewed on: 8th July 2026

PayPal made life easy for online purchases/ protection

5
I remember the first time I got PayPal it was 2011 as I needed to use eBay, but ever since it's been the easiest and best way to purchase and handle money, like traveling abroad I was able to send money to friends easily when I forgot my wallet at home, and when I have problems with sellers as a buyer on eBay or other places using PayPal, PayPal would help me and always made it possible to get my money back from scammer etc, that's why PayPal is the best!!! Reviewed on: 8th July 2026

The PAL you need in your life is PAYPAL

5
Always there when you need them. Reviewed on: 8th July 2026

Convenient, Secure and Widely Accepted

5
PayPal is really easy to use, with a simple app and quick checkout, and it's accepted by millions of retailers online. It often has 0% interest offers on eligible credit purchases, making it easier to spread the cost, and you can link your bank account, debit card or credit card to pay however you prefer. It also adds an extra layer of security by keeping your card details private from retailers and offers buyer protection on eligible purchases if something goes wrong. Reviewed on: 8th July 2026

Great, clear easy to use and quick responses if an i...

5
Great, clear easy to use and quick responses if an issue has risen. Gives me options to pay and relief through security. Reviewed on: 8th July 2026

Very easy to use I really like the options for payment.

5
Very easy to use I really like the options for payment. I like the PayPal credit options as well Reviewed on: 8th July 2026

Always goes through quickly, easily and their pay in...

5
Always goes through quickly, easily and their pay in 3 0% is a life saver some times! Reviewed on: 8th July 2026

0% Apr for 4 months really helps with those unexpect...

5
0% Apr for 4 months really helps with those unexpected expenses, can't go wrong Reviewed on: 8th July 2026

Excellent choice whenever I need to buy something

5
Excellent choice whenever I need to buy something Reviewed on: 8th July 2026

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