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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110636 reviews)

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4.90

Based on 110,636 reviews, last reviewed 19th May 2026

2757150% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Great for reward scheme points. Great for reward scheme points. Shame that I can't make certain payments over the phone with some providers. Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110636)

If there has been any problems PayPal have sorted it...

If there has been any problems PayPal have sorted it out Reviewed on: 7th May 2026

It’s clear and obvious everytime I borrow money from...

It’s clear and obvious everytime I borrow money from PayPal what the terms are and easy to manage my monthly payments. Reviewed on: 7th May 2026

Paypal no1 for online payments

Been with paypal for many years, and its my number preference for paying online. Reviewed on: 7th May 2026

I feel safe using PayPal on purchases with vendors I...

I feel safe using PayPal on purchases with vendors I have not used before, and there refunds are prompt. Reviewed on: 7th May 2026

I use PayPal credit regularly.

I use PayPal credit regularly.It's very simple,payments are straightforward and good value. Reviewed on: 7th May 2026

MyPayPal

It would be good to lower the interest rate. Reviewed on: 7th May 2026

Handy to have it and especially with 0 interest

Handy to have it and especially with 0 interest Reviewed on: 7th May 2026

PayPal is my go to for purchasing pretty much everyt...

PayPal is my go to for purchasing pretty much everything these. I particularly like the pay in 3 facility which just makes managing purchases so much easier. Reviewed on: 7th May 2026

PayPal credit works for me

I use PayPal credit regularly to manage my spending online. it separates my online spend from daily budgeting. more online retailers are accepting PayPal credit as an option at checkout. PayPal statements are accessable and clear. Reviewed on: 7th May 2026

Very good they are good and fast

Very good they are good and fast Reviewed on: 7th May 2026

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